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Credit Analysis APAC Financial Institution","description":"<p><strong>About Us</strong></p><p>MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.&nbsp;</p><p>The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world.<strong>&nbsp;</strong>MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.&nbsp;</p><p><strong>MUFG Global Service Private Limited</strong></p><p>Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific</p><p><strong>About the Role:</strong></p><p><strong>Position Title:&nbsp; Credit Analyst –APAC Financial Institutions&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</strong></p><p><strong>Corporate Title: Analyst / Assistant Vice President</strong></p><p><strong>Internal Title- Analyst/ Senior Analyst/ Manager&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</strong></p><p><strong>Job Profile:</strong></p><p><strong>Key Responsibilities:&nbsp;</strong></p><p><strong>The key areas of responsibilities are as follows:</strong></p><ul><li>Manage a portfolio of 35-40 FI clients and undertake objective detailed due diligence of borrowers / industry and prepare credit assessment reports.</li><li>Manage end to end annual renewal of limits and borrower ratings as per the Bank’s credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers).</li><li>Carry out portfolio monitoring, including covenant checks and preparation of periodic monitoring reports. Preparation of periodic sector reports and stress tests of the portfolio (e.g. COVID impact, exchange rate volatility, crude price volatility) based on continuous monitoring of developments.&nbsp;</li><li>Support Relationship Managers / Credit Officers on adhoc requests related to new transactions or other portfolio reviews.&nbsp;</li><li>Undertake and lead calls with key internal stakeholders to ensure smooth portfolio management.</li><li>Support in preparation of presentations for Management reporting, Credit Committee meetings etc.&nbsp;</li><li>Audit management – Internal, External including regulatory inspections (Credit Examination, JFSA / MAS / BoJ / RBI / Statutory etc.)</li><li>Maintenance of credit files as per Banks procedures and requirements.</li></ul><p><strong>Key Skills:</strong></p><ul><li>Strong understanding of financial statements / credit analysis of Financial Institutions such as banks, insurers, asset managers, etc with knowledge of key regulatory requirements.&nbsp;</li><li>Ability to understand the macroeconomic environment &amp; its impact on the borrowers / portfolio.</li><li>Knowledge of Bloomberg / CapIQ and similar systems.&nbsp;</li><li>Product knowledge is an advantage.</li><li>Must possess excellent communication and report writing skills.&nbsp;</li><li>Strong team player with attention to detail, collaborative attitude and diligence.&nbsp;</li><li>Prior experience of managing FI portfolios in a similar set up is ideal. Exposure to APAC markets will be an added advantage.&nbsp;</li><li>Attention to detail, sensitivity towards timelines and problem-solving mindset.</li></ul><p><strong>Qualification:</strong></p><ul><li>MBA / equivalent from a premier institute</li><li>CA/ CFA/ FRM</li></ul><p><strong>Experience:</strong></p><ul><li>FI credit analyst working in a Global Capability Centre (GCC) / Centre of Excellence (CoE) set up. Existing exposure to US/LATAM/Canada/APAC/EMEA markets will be an added advantage.</li></ul><p><strong>Equal Opportunity Employer&nbsp;</strong></p><p>The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable law</p>","employment_type":"Full-Time","industry":"","job_template":false,"country":{"name":"India","country_code":"IN","region":"Asia"},"is_job_displayable":true,"job_url":"https://talent500.com/jobs/mufg/senior-analyst-credit-analysis-apac-financial-institution-mumbai-T500-21260","created_at":"2025-11-04T17:53:05.355429+05:30","updated_at":"2026-08-18T12:01:04.887099+05:30","title_alias_1":"Senior Analyst - Credit Analysis APAC Financial Institution","slug":"senior-analyst-credit-analysis-apac-financial-institution-mumbai-T500-21260","summary":null,"typical_workday":null,"what_you_offer":null,"what_you_need_to_succeed":null,"responsibilities":null,"type":null,"min_experience_years":3,"max_experience_years":6,"ctc_unit":"LPA","is_featured_job":false,"is_active":true,"job_code":"T500-21260","external_id":31284,"external_job_code":"MM-MUFG-1036-SACAF","is_anonymized":false,"mercurial_skills":null,"open_date":"2026-08-13T09:32:44.259430+05:30","published_at":"2025-11-04T17:53:04.042526+05:30","anonymization_needed":null,"anonymized_description":null,"xml_feed_anonymization":null,"unregistered_user_anonymization":null,"registered_user_anonymization":null,"pre_application_email_anonymization":null,"mettl_account":null,"job_table_sub_head":null,"job_table_short_desc":null,"is_remote":null,"job_video":null,"job_video_title":null,"job_video_description":null,"job_image_url":"https://wattt.s3.ap-south-1.amazonaws.com/PRODUCTION/T500-21260.png","role_summary":"","syndication_control":true,"syndication_status":"in_progress","syndication_job_title_alias":"[]","sourcing_requirements_updated_at":null,"t500_sourcing_control":true,"status":"open","job_redirection_url":null,"is_external_job":false,"is_leadership_job":false,"leadership_confidentiality_level":null,"pricing_type":null,"is_auto_apply_eligible":false,"external_apply_url":null,"ats_provider":null,"apply_timeout_seconds":null,"recruiter":"1154daea-f24c-4f7f-aad6-494543ee6112","category":31,"job_sub_category":3,"role":null,"job_function":290,"job_sub_function":487,"naukri_industry":null,"naukri_functional_area":null,"naukri_role":null,"role_category":127,"linkedin_industry":null,"syndication_partners":["155c6cf4-8e99-4b9d-a962-30efd35c2aeb","56f3dcdd-b898-4806-ae12-c2578268f37c","5dc79af2-bfa4-4186-b589-219f71a4d5cf","9997eeaf-0206-4bb3-a458-e3823ad26e2f","a8bf9ce8-9d0e-401f-bb42-a409477787a6","aa8de7a4-71c0-4241-8523-33f47d7da6c6","dd8c2a4a-08ef-4849-8fd0-c5017b662841","f2b2a145-60a0-4c8e-86a2-dd03b3ee374a"],"candidate_job_status":null,"candidate_job_id":null,"mettl_assessment_to_be_taken":false,"company_font_data":{"font-family":"Montserrat","url":"https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,100;0,200;0,300;0,400;0,500;0,600;0,700;0,800;0,900;1,100;1,200;1,300;1,400;1,500;1,600;1,700;1,800;1,900&display=swap"}}